Financial Services

We are direct providers/brokers of Fresh Cut BG, SBLC, MTN and LC. Our Bank Instruments are specifically for lease/purchase. The Financial Institution can finance your signatory projects such as Real Estate Development, Aviation Service, Agriculture Finance, Petroleum Importation, Telecommunication, construction of Dams or Bridges, and all kind of projects.

Processing Timeline

How Long Does a
$50 Million Loan Take to Process?

In the standard commercial lending world, processing a $50 million business loan is not a quick process. Traditional banks typically take 2 to 8 weeks (30-90 days) for large commercial loans, and SBA loans can take even longer.

Traditional Banks
9 Weeks
SBA Loans
12 Weeks
Pheloan Advantage
21 Business Days
Why Processing Takes Time
  • Application & Documentation
    Gathering financial statements, business plans, and legal documents
  • Due Diligence
    Property appraisals, environmental assessments, and financial review
  • Underwriting & Approval
    Risk assessment, credit analysis, and internal approvals
  • Closing & Funding
    Finalizing terms, signing documents, and disbursing funds
Pheloan Accelerated Processing
Get decisions in as little as 21 business days
Bank Instruments

Global Financial Instruments

The bank instruments are cash backed and can be used for purchase of goods from any manufacturer irrespective of their location. It can also serve as collateral with any bank in the world to secure loan for your project or to establish line of credit with your bank.

🛡️

Bank Guarantee

(BG)

Fresh Cut BG for lease or purchase. Cash-backed instruments issued by AAA rated banks. Perfect for project guarantees, performance bonds, and tender security.

Face Value

€5M - €50B

Issuing Banks

Barclays, Deutsche, HSBC

Tenor

1 Year & 1 Day

Delivery

MT-760

Bank Guarantee (BG)

Our Bank Guarantees are issued by top AAA Rated banks and are available for lease or purchase.

Pricing
Lease

6% + 2%

of Face Value
Purchase

38% + 2%

of Face Value
📜

Standby Letter of Credit

(SBLC)

Financial guarantee instrument that serves as collateral for loans or to establish lines of credit. One Year and One Day tenor.

Face Value

€5M - €50B

Issuing Banks

Barclays, Deutsche, HSBC

Tenor

1 Year & 1 Day

Delivery

MT-760

Standby Letter of Credit (SBLC)

Our SBLC instruments are cash-backed and can be monetized for 100% project funding.

Pricing
Lease

6% + 2%

Purchase

38% + 2%

📊

Medium Term Note

(MTN)

Debt instrument issued by top-tier banks. Available for lease or purchase at competitive rates. Ideal for institutional investors and project financing.

Face Value

€5M - €50B

Issuing Banks

Barclays, Deutsche, HSBC

Tenor

1 Year & 1 Day

Delivery

MT542

Medium Term Note (MTN)

MTN instruments for institutional investment and large-scale project financing.

Pricing
Lease

6% + 2%

Purchase

38% + 2%

✉️

Letter of Credit

(LC)

Trade finance instrument for international commodity purchases. Can be used to purchase goods from any manufacturer worldwide regardless of location.

Face Value

€5M - €50B

Issuing Banks

Barclays, Deutsche, HSBC

Payment

MT103 Wire Transfer

Delivery

MT542

Letter of Credit (LC)

Trade finance instruments for international commodity purchases from any manufacturer worldwide.

Pricing
Lease

6% + 2%

Purchase

38% + 2%

Pricing

Lease & Purchase Rates

+ 2% commission fees to brokers

Instrument Lease Price Purchase Price Delivery Issuing Banks
Bank Guarantee (BG) 6% + 2% 38% + 2% MT-760 Barclays, Deutsche, HSBC
Standby LC (SBLC) 6% + 2% 38% + 2% MT-760 Barclays, Deutsche, HSBC
Medium Term Note (MTN) 6% + 2% 38% + 2% MT542 Barclays, Deutsche, HSBC
Letter of Credit (LC) 6% + 2% 38% + 2% MT542 Barclays, Deutsche, HSBC

Payment: Wire Transfer (Swift MT103) • Hard Copy: Bonded Courier Service (within three banking days)

How It Works

Simple 6-Step Process

We are ready to close leasing/purchase with any interested client in few banking days.

📝
Step 1
Sign Contract

Client reviews and signs the formal contract agreement for the requested bank instrument or loan.

Client Action
⚖️
Step 2
Process Contract

Our legal team reviews, validates, and processes the contract. This includes:
• KYC/AML verification
• Due diligence checks
• Compliance review
• Internal approval

🏦
Step 3
Instrument Issued

Upon contract processing completion, the instrument is issued and reserved on Euroclear with the issuing bank.

Bank Action
Step 4
Verification

Instrument copies are sent to your bank for verification and confirmation of authenticity.

Client Bank Action
📡
Step 5
Swift Delivery

MT799/MT760 Swift delivery to your bank. Hard copy dispatched via Bonded Courier.

Bank-to-Bank
💳
Step 6
Payment

Payment via Wire Transfer (Swift MT103) after successful delivery and verification of the instrument.

Client Action
Contract Processing
📄
Sign Contract
⚖️
Process Contract
Critical Phase
🏦
Issue Instrument
📡
Delivery
What We Process
  • Contract validity and completeness
  • KYC/AML documentation
  • Client due diligence
  • Regulatory compliance
  • Instrument specifications verification
Start Your Application

All information is confidential and secure

Benefits

Why Choose Our Bank Instruments

100% Cash-Backed

Fully monetizable instruments

AAA Rated Banks

Barclays, Deutsche, HSBC

Global Acceptance

Accepted by any bank worldwide

Quick Delivery

3 banking days via Bonded Courier

Competitive Pricing

6% Lease | 38% Purchase

Yearly Renewable

One Year and One Day tenor

Ready to Secure Your Instrument?